US credit card rewards by merchant, MCC, and wallet

Find the best card for any US merchant

Search a merchant, check the MCC, and get a US-native recommendation for cash back, points, or miles. Add your wallet to see which of your cards should win first.

How to look up an MCC code

  1. Search a merchant name above (e.g. Amazon, Walmart, or Temu) — the page shows the merchant's MCC instantly.
  2. Browse the full MCC code reference list to see what each 4-digit merchant category code means and which cards reward it.
  3. Have a code already? Open a code page like MCC 5411 (grocery stores) to see its meaning and the best cards for that category.

Everyday spend: groceries, gas & drugstores

See all essentials →

The spending most Americans redeem rewards for. Find the card that earns the most on what you can't cut.

KrogerSafewayWhole FoodsShellCVSWalgreensCostcoSam's Club

Popular merchants

AmazonWalmartCostcoKrogerSafewayShellTargetStarbucksDoorDashUberAirbnbDelta

Best cards by category

Everyday SpendGroceriesDiningOnline ShoppingTravelTransportHealthcareUtilities

Tools for your rewards

Cash Back Calculator

Compare cash-back rates on your monthly spend.

Balance Transfer Calculator

See how much interest a transfer could save.

Points to Miles

Convert points to airline miles and compare values.

How it works

1. Search

Look up a merchant, category, or MCC code.

2. Compare

See cash back, points, miles, caps, and caveats.

3. Pick your wallet winner

Prioritize the best card from the cards you already own.