US credit card rewards by merchant, MCC, and wallet
MCC Code Lookup — Find What Any Merchant Codes As
Search a merchant, merchant category, or four-digit MCC to see how the purchase is classified and which US credit-card rewards may apply. Add your wallet to see which of your cards should win first.
What is an MCC lookup?
An MCC lookup tells you the 4-digit Merchant Category Code a business uses when your card is charged. For example, MCC 5411 is Grocery Stores, Supermarkets and MCC 5812 is Eating Places, Restaurants. Issuers use this code—not the store name—to decide which bonus category applies. Look up a merchant above or browse the full MCC code list.
How to look up an MCC code (3 ways)
- Search the merchant name above, such as Amazon, Kroger, or Costco, to see the code it typically uses.
- Enter a 4-digit code such as 5411 to see its meaning and which cards reward it.
- Cross-check the network references for Visa MCC codes and Mastercard MCC codes.
Need the process explained step by step? Read How to find your merchant category code.
What an MCC lookup is used for
- Choose the right card before paying by checking whether the purchase is likely to earn 3x or 1x.
- Debug a missing bonus when a wallet, marketplace, or delivery app posts under its intermediary MCC rather than the store's usual code.
- Check how catch-all codes such as MCC 7299 are treated before a large purchase.
MCC lookup FAQ
mcc code lookup
Use the search box above; it works both directions: merchant to code and code to meaning.
mcc checker
It is the same tool. Enter a merchant or code to check its category and card rewards.
visa mcc lookup
Cross-network references are summarized on the Visa MCC codes and Mastercard MCC codes pages.
merchant mcc code lookup
Every MCC page, including MCC 5411, shows the category meaning and ranked cards for that code.
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How it works
1. Search
Look up a merchant, category, or MCC code.
2. Compare
See cash back, points, miles, caps, and caveats.
3. Pick your wallet winner
Prioritize the best card from the cards you already own.